This policy explains how the Sajilo iOS app (the “App”) handles information. It is published by Integrate AI LLC, a North Dakota limited liability company (“we”, “us”), the developer of the App.
This policy covers the App only. Our website is covered by a separate website privacy policy.
1.What we collect
- Account information. Your email address, used to sign you in. That is the whole of it — we do not ask for your name, address, phone number, or date of birth.
- Financial data you choose to connect. When you link a bank through Plaid, we receive account names, types, balances, and transaction history (date, amount, merchant, and the merchant’s logo and website where Plaid provides them). You choose which institutions to connect, and you can disconnect any of them at any time.
- Data you enter yourself. Manual accounts and transactions, categories, tags, notes, budgets, and your plan settings.
- Diagnostics and usage. Crash reports and basic product analytics, so we can find bugs and see which features are used. These never contain your transactions, balances, or account numbers.
2.How we use it
Only to run the App for you: sorting your spending into categories, detecting recurring bills, subscriptions and paychecks, and working out your Safe to Spend number.
We do not sell personal data, and we do not share it for advertising. We do not build profiles for anyone else, we do not use your financial data to train machine-learning models, and we run no automated decision-making or profiling as defined by the GDPR. Nothing in the App is used for credit decisions.
3.Who else processes it
These are our processors. It is the complete list — there are no data brokers and no advertising networks.
- Plaid Inc. connects your bank and delivers your transactions to us. Plaid’s own handling of your information is governed by the Plaid End User Privacy Policy.
- Supabase hosts our database and server functions, on managed infrastructure in the United States.
- Apple distributes the App and processes any purchase. We never see your payment details.
- Our crash-reporting and analytics providers, which receive diagnostic and usage events only — never your financial data.
4.How we protect it
- Encrypted in transit and at rest. Every connection uses TLS, and the database is encrypted on disk.
- Bank access tokens never touch your phone. They are held in a separate encrypted secrets vault, reachable only by our server functions.
- Row-level security on every table. The database itself enforces that your rows are readable only by your account, rather than relying on application code to remember.
- Signed webhooks. Updates from Plaid are cryptographically verified before they are allowed to touch anything.
- Read-only access. Sajilo requests transaction data and nothing else. It cannot initiate a payment or move money, by construction.
5.Retention and deletion
This is our data retention and disposal policy. We review it at least annually and whenever our data practices change.
- While your account is active, we keep your data so the App can show your history and your plan.
- Unlink a bank (Accounts → Unlink bank) and that institution’s imported accounts and transactions are deleted immediately, while our access is revoked at Plaid in the same operation. Anything you entered by hand stays.
- Delete your account (Account → Delete account) and everything of yours — accounts, transactions, categories, tags, rules, settings, and every bank connection — is erased immediately, with our access revoked at every linked bank at the same moment. We keep no copy, and there is nothing to restore afterwards.
- Backups. Encrypted database backups are kept on a rolling window and expire automatically within 35 days, so deleted data leaves all backup media within 35 days.
Deletion is enforced by the product, not by a manual process: both actions above are buttons in the App and take effect when you tap them.
6.Your rights
You can access, correct, export, or delete your information at any time. Export and account deletion are built into the App (Account → Export CSV and Account → Delete account). For anything else, email integrateai2026@gmail.com and we will respond within 30 days.
These rights apply to everyone who uses Sajilo, not only to residents of places that require them — including the rights to know, delete, correct, and to non-discrimination under the California Consumer Privacy Act. We have never sold or shared personal information as those terms are defined by the CCPA, so there is nothing to opt out of.
7.Children
Sajilo is not directed to children under 13, and we do not knowingly collect their personal information. If you believe a child has provided us information, email us and we will delete it.
8.Changes to this policy
If this policy changes we will update this page and change the effective date above. Meaningful changes will also be announced in the App.
9.Contact
Integrate AI LLC
integrateai2026@gmail.com
(701) 781-4428