The budget app for people whose paycheck isn’t the same every month.
Sajilo gives you one number, Safe to Spend. It is what’s left after your bills, your savings and what you’ve already spent. It moves every time your money does.
First month free. No card needed. Sign in with Apple or Google.
A money app for the US, on iPhone and Android. Sajilo (sah-JEE-lo) means “easy” in Nepali. Prefer to subscribe on the web?
One number: Safe to Spend
Money coming in, minus bills and subscriptions, minus what you set aside for savings, minus what you have already spent. No envelopes, no spreadsheet. One number that answers "can I buy this?"
Budget by paycheck, not by calendar
Paid every other Friday, or whenever the tips and gigs land? Safe to Spend runs to your next payday instead of the end of the month, so a long stretch between paychecks never catches you out.
Everything sorts itself
Connect your bank and purchases, paychecks and transfers flow in on their own. Most sort silently. The few Sajilo is unsure about ask for one tap, and it remembers your answer for good.
Ask Sajilo AI
Ask in plain words: "What did I spend on food last month?" or "Can I afford $200 this weekend?" It answers from your own numbers and works out the sums exactly. It asks before it shares anything, and it can never move money.
See your money move
A calendar with every bill and paycheck on its real day, who gets your money and how often, and every subscription Sajilo found, with its next date and what it costs a year.
Works without a bank link, too
Add accounts and transactions by hand and get the same categories, budgets, tags, transfers and splits. Bank sync makes it effortless. It is never required.
Read-only, by construction.
Bank connections run through Plaid. You sign in at your own bank, on your bank’s screen, and your password never passes through us. Sajilo can read transactions and can never move money. Access tokens live on the server, never on the phone, and money is stored as exact cents.
Your data stays yours. Export every transaction as a CSV any time, and delete your account in the app. That erases everything we hold and switches off Sajilo’s access at every bank you connected, in one step. No ads. We never sell your data.
Read the privacy policy →Is the first month really free?
Yes. Sign in with Apple or Google and you get 30 days of everything, with no card. After that, a 30-day trial with a card, then $14.99 a month or $84.99 a year, or stop. The price shows before you decide, and you can cancel any time in your App Store or Google Play subscriptions.
Which banks work?
Most US banks, credit unions, cards and brokerages, through Plaid. You sign in on your bank’s own screen. Sajilo never sees your bank password.
Can Sajilo move my money?
No. The connection is read-only by construction. Sajilo can see transactions and balances. It cannot pay, transfer or withdraw anything.
What does Sajilo AI see?
Only what you allow, and only after you switch it on. It reads your own numbers to answer your questions. It never sees your bank login, and nothing is sold or used for ads.